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To obtain a lien release for a vehicle title, you need to identify the name of the lender or lien holder listed on the title. Even if the loan is paid, the DMV will not issue a replacement without the lien release. If you are the owner, simply go to the DMV to get the information. If not, you may need to find out the lender's name through a different process. Just because the loan is paid off, the bank may not have notified the DMV, so be sure to have the release for a smooth process.