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Module 4 of the tutorial discusses electronic funds transfers, specifically wholesale wire transfers governed by Article 4A of the UCC. These transfers involve large amounts sent over great distances, including international payments. Despite being electronic, paper aspects may be involved between banks. The process involves payment orders from an originator to a beneficiary, with both parties maintaining their titles throughout. The sending and receiving banks may change during the transfer. Transfers can occur directly between banks or through intermediaries.
