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In this tutorial, the process of writing a personal loan agreement is demonstrated. The agreement is filled out on a webpage where the user can choose to create it in Adobe PDF, Microsoft Word, or rich text format. The example is done in Adobe PDF as it is seen as the easiest option. The agreement includes details such as the effective date, borrower's information, lender's information, amount to be paid, and timeline for repayment. The form is fillable, making it easy to input the necessary information for the agreement.