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In this video, Michael Rooker from Greenbush Financial Group discusses using retirement accounts for a down payment on a home. Options such as 401k, Roth IRA, and traditional IRA are explored, each with different features. The goal is to access funds without penalties or high taxes. If planning to put the funds back, be aware of tax implications and deadlines. Some 401k plans allow loans against vested balances, but it depends on the employer's policy. Read the plan description for details.