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a financial settlement effectively is the way in which you share your assets once you've decided that you're going to separate and there's a number of ways of getting there you can either reach an agreement yourselves at home or you can be assisted for example by mediation and you can go along and get some help for a mediator or you can seek legal advice from solicitors we like to give advice on any settlements that come our way just to make sure that the parties know what they're dealing with that they've got other correct information and then we can help them draft the documents [Music] first of all before someone starts trying to reach financial settlement they need to know what's in the pot because a financial settlement effectively is how you're going to divide the pot and you can't do that unless you know what's in it so if you're doing it at home you may already know what the other person has if you go to mediation the mediator will help you explore and perhaps produce document...