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when people file bankruptcy we ask for their recent bank statements you're looking for things like a lot of money going out of the account before you file bankruptcy say the month before you file 30 grand all of a sudden goes out of the account we have to ask all right what happened to that money or if you file and you have too much money in the bank you are entitled to certain exemptions for cash and it's roughly in the neighborhood of 12 000 and if you have much more than that you want to be careful about filing bankruptcy because you'll lose a portion of that money