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hi happy Tuesday Feliz Cinco DeMayo its Letty knows your trusted sales rep with fidelity national title and Heights today for title tip Tuesday were going to continue talking about the title commitment and today were going to be talking more specifically regarding schedule B schedule B of the total commitment list exceptions - or items not covered by the title policy there are two types of exceptions standard and specific standard exceptions appear in every title commitment because they are part of the form promulgated by the Texas Department of Insurance specific exceptions to the property being insured are typically listed under items number one and item number ten on Schedule B item number one on Schedule B shows a recording information for deed restrictions and other restrictive covenants that are applicable to the property these restrictions may among other things establish building setback line in easements establish from homeowners association require the payment of dues and