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hi im louisa siddibat a liquidator and bankruptcy trustee so todays question is if my company goes through the voluntary administration process and creditors vote and a dead of company arrangement is put into place can creditors with personal guarantees against me personally as the director still come after me the answer to this question is yes the usual follow-up question is then what can i do to bind those creditors or somehow deal with them so the answer to this is that the debt needs to be looked at in two sections firstly the first section is the debt owed by the company which will be covered by the date of company arrangement process so that sorts that the other part is the personal guarantee component of this debt which is against the director personally so this can be done in a number of ways the most ideal situation is to do it by negotiation with the creditor for example if the company makes all of its deed of company arrangement proposals and the creditor receives from th