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[Music] hi im tom giannatti im an attorney with the butler law firm i want to talk about insurance and specifically insurance limits if you or maybe somebody you know has had the misfortune of being involved in a car accident you may have heard a lot about what the insurance limits are whether that be the at fault drivers insurance what they call liability insurance or your own insurance which is called um or for underinsured or uninsured motorist coverage for a situation where the person that hits you either didnt have insurance or didnt have enough insurance to cover the damages and so in both instances there are limits so when you buy your insurance as you probably know theres options that you can purchase varying levels uh georgia requires a minimum of 25 000 of liability coverage its always a good idea to purchase um insurance but its not required but we have seen a lot of folks who come to us who are seriously injured and have medical bills that far far exceed what the in