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[Music] all right now this first test question here what do you guys think throw me an answer to this and there are no bad answers right now its just about our learning processes well you know let me point something out to you trap number one finra is very good at giving you the beautiful answer to a different question somewhere in abc and then bearing the very best answer down at the bottom d and thats what theyve done to us here i want to point something out to you the real meat of this question starts with the last sentence and thats often the case sometimes if you have a lengthy question it just goes on and on and its throwing all kinds of detail at you and youre thinking whats important and whats not start by reading that very last question with the question mark once you know where youre going then you can start at the top and sift down through all that garbage that you dont need and write down the two or three facts that you do need on a piece of scratch paper and by