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Michael Tillinger discusses the complex issues surrounding banking, promissory notes, and Bill of Exchange based on his experiences with banks and the Supreme Court of Johannesburg. He emphasizes the importance of understanding these topics, particularly when representing oneself against highly paid lawyers from banks. Tillinger aims to address the numerous inquiries he receives weekly regarding promissory notes, explaining their usage and providing crucial insights. This video serves as a resource for viewers to learn about these financial instruments and navigate banking challenges effectively.