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Hi everyone! Welcome or welcome back to my channel! With the new year coming up, I thought id share with you all how I create a yearly financial plan to keep track of my financial health. I started this 3 years ago after realising the need to have a spreadsheet to keep track of where all my money is going. This really helps in identifying areas i should be spending more or less money in. Also, if youre like me and have certain financial goals, its so important to have a strict plan and to follow it well. My spreadsheet has gradually become more detailed over the years, and since Im planning for this year, I thought id build one with you guys and explain my thought process. Ill leave a link to the Google sheet in the description, so feel free to download a copy customise it according to what you need. The purpose of building maintaining this spreadsheet is so that you always have a comprehensive overview of your finances at any point of time. This includes a running total