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In this overview by estate planning attorney Paul Rabale, he explains living trusts and their significance in estate planning. When someone dies with assets like homes, rental properties, stocks, and business interests titled in their name, these are classified as probate assets. Regardless of having a will, these assets become frozen upon death, restricting access for heirs until they undergo a potentially lengthy and costly probate process. Many people seek to avoid this hassle, leading them to utilize living trusts. Rabale notes that while some assets may not require court involvement, having a living trust helps streamline the transfer of probate assets, making it easier for families during difficult times.
