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One key issue with online marital settlement agreements is that they can create misunderstandings about asset and debt listing. For example, an agreement submitted by a client stated that the parties acknowledged ownership of assets without specifying each item. This generic approach is problematic in California, where it's mandatory to explicitly list each asset and debt being retained, including key details like account numbers, particularly for 401(k)s and pensions. Failure to address these items specifically in the settlement agreement can lead to the judgment not being approved. Therefore, it's crucial to provide detailed information rather than relying on boilerplate language.