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Many people find the 25 certificate of liability insurance confusing, whether they are policyholders, certificate holders, or additional insured parties. In this video, the presenter explains how to read this document. The 25 certificate serves as a summary of the liability insurance coverage provided by an insurance agency on behalf of the policyholder. The video guides viewers through key components to look for on the form. The top of the document will state "Certificate of Liability," indicating its purpose. Understanding this form is essential for those dealing with liability insurance.