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hello and welcome to this video on insurance today well be discussing what insurance is why its important and what different types of insurance are available insurance is a contract between an individual or organization and an insurance company that provides financial protection against potential losses by paying premiums you are transferring the risk of a loss from yourself to the insurance company if an insured event occurs the insurance company will provide compensation to help you recover from the loss insurance is important because it helps you manage the financial risks of everyday life without insurance unexpected events like accidents illnesses or natural disasters could cause you Financial ruin Insurance gives you peace of mind by protecting you and your loved ones from Financial losses and helping you get back on your feet after a loss there are many different types of insurance including health insurance life insurance property insurance and liability insurance auto insur