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a photography payment plan is created between a professional photographer and a client that uses the photographers images and/or photography services why use a payment plan agreement some photographers prefer to collect the entire amount owed but if photographers offer costly services it may be beneficial to offer payment plans to customers which can help make services more affordable payment plans can also incur interest so while the customer benefits from not having to pay a single lump sum the photographer can also benefit by collecting interest what to include in the payment plan the contract should include a minimum of the following names of the parties description of the services total balance due repayment plan which includes down payment interest rate and start date of interest repayment period payment instructions late payment stipulations signatures and any other applicable terms where he forms the worlds biggest database of online legal documents head over to e forums calm