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Should Edith and Archie live off their non-qualified accounts and pay Roth conversion taxes from their 401(k)? How can Johnny from Knoxvilledo Roth Conversions and stay in a low tax bracket? Thats today on Your Money, Your Wealth podcast 421. Plus, at age 31, are Shad and his wife saving enough for retirement? What should Tech Chick do with her severance package after being laid off from her tech industry job? Finally, listener comments on retirement plan education, Roth conversions, and the 5-year Roth clocks. Im producer Andi Last, and here are the hosts of Your Money, Your Wealth, Joe Anderson, CFP and Big Al Clopine, CPA. Joe: We got Edith and Archie from Texas. Dear Andi, Big Al and Joe. Ladies first, Andi, am I spelling your name correctly? Andi: Archie did spell my name correctly. Yes. Joe: I think its Edith. Is it Edith? Ladies first? Andi: No, I think theyre- Archie is referring to me as being the lady. Joe: But its Edith and Archie. So theyre writing together? And