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hey this is Kyle Seagraves Im a loan originator with modern mortgage and I want to walk through the mortgage process with you buying a home can be one of the most overwhelming things to do and really theres a lot of confusion I think people in this industry have made it not very clear and understandable to be able to go through the mortgage process so I want to walk you through step by step what happens when youre searching for a home all the way to getting the keys to your house so heres a little graphic for you and its gonna walk through each step so lets run through each of these each of these steps that way you can feel more comfortable and confident when you end up going through the mortgage process in the future alright so number one is a complete application so this can happen in a couple different points during the loan process most often this is how it goes is it going to talk with the lender and youre going to get pre-approved so pre-approval is basically where youll