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- Lets talk about the top three reasons that you should consider a buy-sell agreement funded with life insurance. Now, first of all, you might be wondering, what is a buy-sell agreement exactly? Well, heres what it is. When youre in business with business partners, whether one or multiple, you are in a position where your livelihood is contingent upon those business owners continuing in the business. I mean, think about it. Youve all brought your intellectual capital, you all have your specific role in the business and as a cohesive team or a unit, youre collectively moving forward. But what about when one business owner wants out or has to meet or has to move out of the business? Each of you is going to exit the business at some point, its either gonna be voluntary or involuntary. And what you wanna think about is how do you have that business continue on so you can keep delivering the value to your customers so you can keep the employment agreements with your employees, so that