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good morning thank you guys so much for holding this i think a lot of people have asked us for transparency and this is definitely what we want my questions is more focused on the repayment process so weve heard from i mean over 800 people claiming that they are having to repay in full their unemployment benefits and these are not people that are saying it was fraud theyre saying they got my their documents in on time they met their deadlines and yet theyre still having to pay some tens of thousands of dollars so i just want to get a very clear answer from you guys is are you going to waive those who were eligible for the unemployment benefits got everything in on their deadline got other documents in but are still saying getting that letter that they have to pay ten eleven thousand dollars back yes if theres an individual who received over payment and theyve provided us with a waiver or their appeal theyve repealed it uh weve stopped any type of attempts okay so individuals who