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Frank Borghese discusses the importance of an affidavit of service, a document filled out by process servers after serving someone with a summons and complaint. This document informs the court about how, when, and where the person was served with notice of the lawsuit. Lack of proper service can lead to financial consequences for individuals, such as wage garnishment, bank account seizures, and property liens. If questionable service occurs, legal assistance can be sought to challenge the judgment, stop enforcement measures, and potentially have the case thrown out.