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hello and welcome to the institutes website im dr fais kirsten and thank you very much indeed for visiting and for your interest in what we do now as you will have read on this page we also look out for the financial well-being of our members so in this presentation im going to briefly explain how the financial component of the institutes offerings actually works so this is how the process works members you know pay their monthly membership fees in fiat currency you know to the institute and of course in south africa this is the south african rand or the zar now once the fee is paid then they submit a refund voucher to the institute and after we receive the refund voucher the members then credit the account on the zlid and our exchange you know whats the redeemers and the value of these zadiners will be the same value of their membership fee which they just paid in rent so for example if they paid 300 rand they credit the exchange account with 300 zads or dinars and then they can
