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so what happens when you buy a vehicle that has a lien on it this is dave at cartitles.com if you are an owner of a vehicle or a purchase of vehicle and that vehicle has a prior lien the lien holder or the lender technically is probably holding that title or at least has a claim against that vehicle until that lien is paid for in some states the lien is recorded electronically in some states its on the title in most states its actually both so if you go to sell that car register that car do anything with that vehicle that lien or that loan wherever that money transfer came from its gonna be showing on the record for that car we get a lot of calls from people who have purchased a vehicle from ebay from craigslist that didnt get a title and what happened is the seller didnt disclose that they still had money to pay off on that car and they were just selling it without thinking that somebody had to pay that amount of money off and the buyer might say well how do I get rid of that how