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okay so guarantee and share with this ship is embodied in the civil code let me share screen to you our discussion for this evening this would be from article 20 47 to article 2048 all right so what is guaranteed under article 2047 um that is a contract where by a person who is considered as the guarantor binds himself to the creditor to fulfill the obligation of the president in case the latter fails to do so okay so its its a contract between the person who is the guarantor and um with that of the principal um with that of the creditor okay to uh be held and cerebral if the principal debtor would fail to do so so maybe you are familiar with um uh bank loans or uh loan agreements wherein there is the debt which is the principal obligation of the debtor to that the creditor and then um there is an accessory contract on it the contract of guarantee where another person would be would be would be acting as a guarantor of that principal debtor okay so its its a separate accessory cont