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Hey WalletHubbers! Today were talking about joint credit card accounts. Joint credit card accounts work just like any other credit card, but two people share the ability to charge purchases to the account as well as the responsibility of paying the balance each month. Most credit card companies dont offer joint applications anymore, but you may be able to add a joint owner to an existing account or add that person as an authorized user. The downside to joint credit card accounts is that in the event of divorce, both owners are liable for the debt. And in the event one of you dies, then the surviving owner is still responsible for ALL of the debt. Thats why you might want to consider one of three other options instead. First, instead of trying to be a joint account owner, you may want to become an authorized user on the other persons credit card account. An authorized user can access the accounts credit line but isnt liable for unpaid debts. The second option, if you can call it
