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In this tutorial by Northville Tech, viewers are taught how to add a joint account holder in SoFi Money. After logging in to the website, users need to navigate to the "Money" tab and click on the "More" icon. Then, they must fill in the joint account holder's details and give permission for SoFi to contact them. Once the invitation is sent and the application is completed, users can approve the joint account holder from their SoFi account dashboard.