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[Music] hello and welcome to the latest episode of millennial money so this week were going to talk about should you have a joint bank account Damiens gonna run through the pros and cons of having a joint bank account with your partner and then just to finish Im gonna summarize the things you need to think about before you do go and get a joint bank account so so get started Danian whats the pros getting a joint bank okay so if youre gonna have a joint bank account of anybody the obvious pros if youre going to be paying joint bills cuz then all the money comes out of one account it makes you managing money far easier if it all goes into one place it also encourages you to build an element of trust for that person if youve got a partner youre gonna have to do that anyway when it comes to funding so I remember and I had to do it with my now wife getting the joint account was a it felt like a big decision and it any of these but youve got to build enough trust as Ill come onto