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obviously it's always really unfortunate when a couple separates um or divorces um but it can be sometimes more difficult to get out of a mortgage than the marriage honestly um what are you going to understand from the lender's point of view is that when they've granted this mortgage in the first place they're taking into account often two incomes both parties are working so when the affordability is assessed it's on that basis at the point of the application so when a couple separates and one of them applies to perhaps put the mortgage into their own name or have their ex taken off the mortgage the lender is duty-bound to reassess the affordability situation to ensure that the affordability is still there now that means an assessment of your incomings and outgoings it's not enough that you've been paying that mortgage from your own income for a certain length of time even if you can evidence that and the lenders have to go through a new affordability assessment and that's what they'l...
