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hi everyone this video belongs to Jagan mr. wealth Club and this is the third part of course estate planning in this video we will see what a joint accounts and how they are used for passing your wealth to the next generation in the second video we had seen what is nomination and that was the first one of the tools for wealth passing now in this video lets move ahead and understand joint accounts so what exactly is joint account ask yourself what is your understanding about joint accounts in simple words I would say its a way of giving someone control of an asset before death itself so within your lifetime itself you are making sure that someone should be able to control an asset if youre not there tomorrow now what are the assets where you can have joint accounts I would say almost everything like saving bank account fixed deposits mutual funds damat account post office products NSC real estate in case of unless under construction house so you can have joint accounts almost in all