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hi there welcome to the oconnor elder law channel im your host melissa oconnor today i wanted to continue on our theme of the common misconceptions when seeking to apply for Medicaid another common misconception I frequently hear in my office is that their mom or a dad or their loved one has no assets because all of the bank accounts in which the month their monies are held our joint accounts with with them or with a sibling or some other relative so they commonly think that because all funds are held in a joint bank account that clearly theyre just going to claim that its the well persons money is and its not their elderly loved ones monies and therefore theyre going to ease through the whole Medicaid application process because theyre just going to tell the government that those monies are really you know Bobby Sues money and not to Grandmas money this is a common misconception because Medicaid treats joint accounts as if it is the applicants assets it is very common for