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In the YouTube video tutorial by Cindy Clark at Minnesota Elder Law, she discusses the common practice of adding children or others as joint owners on bank, investment accounts, or other assets. She highlights that many parents unknowingly make their children joint owners, thinking it is simply for convenience, but emphasizes that there are no longer "convenience accounts" and adding a joint owner has significant legal implications. Clark advises against this practice and stresses the importance of seeking professional guidance before making such decisions.
