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when you put your money in a bank account you sign the signature card whether it's for a DDA account which is a checking or savings account or a certificate of deposit you also have the opportunity at that time or later to name someone else on the account to hold the account with you if you name that person as a joint tenant with rights of survivorship then in the event of either one of your deaths the other person who is the survivor will automatically receive title to that account and nothing outside is necessary to be done for example you don't have to go to probate and submit a will it's simply a matter of notifying the bank or other financial institution credit union or the like that one of the parties has died and then that person who's died name will be removed from the account and the other person will succeed to the ownership one thing that is important to know is if you add someone to your account as joint tenants with rights of survivorship it doesn't just happen when you d...
