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its brian preston the money guy um all right this next question is from uh daniel estes is my wife and i are newlyweds congratulations uh we have conve combined finances but im curious about what to do with our individual taxable accounts so it sounds like they came into the marriage and they had their own individual accounts should we start a joint account or should we keep contributing to our individual accounts yeah now look im a guy that loves the thought of a joint account yeah because it is its one of those things even when ive as ive been married wow i just blanked because its 23 i think 23 years i mean so its one of those things where i have seen couples that do everything separately and ive seen couples that do a joint and um and and i like the joint because i never want my wife to feel like i dont like the discussion of who makes the money sure because i think that that creates some weird dynamics in a relationship but im going to tell you that but then im going