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let's talk about how to handle joint accounts right after the separation when you're about to face the beginning stages of a divorce you still have bills cellphone bills rent gas insurance payments can I maintain those using funds from the joint account I'll caution you every situation is different and it's important to speak with an attorney before you make any final judgments here but in general i'll tell you if you have a joint account in the course of your marriage you are using that to draw funds to pay your daily living expenses that it's okay to give notice and take up to half of that account to use for your basic living expenses I would encourage you however to put that into a separate account and keep a detailed ledger of the expenses often times when you draw post separation from a joint account it's okay but you're going to need to keep an accurate record and account for what was spent was it truly needed or was it vengeful spending silly consumer debt that the other side m...