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The tutorial covers how to calculate insurance and out-of-pocket payments using different databases and methods. It explains the breakdown of benefits in the Trojan database, showing the employer's name, plan maximum, deductible, and payment base. To calculate percentage, decimal conversion is needed by moving the decimal point two places to the left. For example, 80% becomes 0.80. Finally, the dollar amount is multiplied by the decimal to determine the final payment.
