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[Music] lets talk about joint bank accounts youre probably wondering whether you should have one with your parent or aging loved one if youre helping that person with daily money matters well the answer is it depends i hate to be so evasive but really there is no one-size-fits-all approach so first what is a joint bank account well its dual ownership both you and your parent are owners of that account its as much yours as it is your parents there are certainly pros and cons to having a joint bank account with your parent first the pros its convenient its simple you can easily monitor all the transactions in that account you can make deposits you can make withdrawals you can be that second set of eyes and when your parent passes away you will have immediate access to all the money in that account if you need the money to help cover funeral costs if you were not the joint owner of the account you couldnt have access until the estate had gone through the probate process and so th
