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hi cindy clark at minnesota elder law today i'm just going to talk to you for a few minutes about something that constantly comes up that i see in my practice and that is adding children especially but anybody as a joint owner on bank investment accounts houses any type of asset so generally speaking the ones that i see most of the time are where a parent a surviving parent named one of their children as a joint owner on a bank or an investment account and usually they don't even know that they did it i'll be talking with them and i'll say well and they'll mention oh yeah my son is on my bank account so he can sign checks and and uh and do things for me at the bank and i'm like oh so he's a joint owner uh no no the bank said it was just for convenience purposes and i'm like no there's no such thing anymore those convenience accounts they used to have ages ago no longer exist there's no such thing as just putting a cosigner on your bank account the only way to do that is to add a joint...
