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In this video, Cindy Clark from Minnesota Elder Law discusses the common practice of adding children as joint owners on bank or investment accounts without realizing the implications. She emphasizes that there is no longer such thing as a "convenience account" and that adding a joint owner is the only way to allow someone to sign checks and manage the account. Many parents are unaware that they have named their children as joint owners and assume it is just for convenience, but Cindy clarifies that this can have significant legal and financial consequences.
