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In this video tutorial, the speaker discusses whether you should have your children named as joint owners on your accounts. They advise against it, citing three reasons: 1) The risk of them getting divorced and potentially losing access to the account, 2) The risk of them having creditors or facing lawsuits, and 3) The risk of them being tempted to use the money for their own interests. Instead, the speaker suggests giving them access through a power of attorney (POA) if needed. It is emphasized that having children named as beneficiaries on your accounts can lead to potential problems and should be avoided.
