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should you have joint accounts with your children lets talk about it hello everybody joe were becoming at you and the topic of today and i see this a lot of our last 25 years of working with retirees is should you as an individual have one of your children named as a joint owner on any of your accounts be it your home your checking account your savings account your investment accounts should you have them on there and what i hear from a lot of people is well its easier if theyre on there they can help me the answer is no you should never do this this is a terrible idea and im going to give you three reasons why you should never name them on your accounts if you want them to simply have access all they have to do is have a poa and i have another video about that the three most important documents you need now make sure you watch that video but the reasons why you dont want to have your children named as beneficiaries number one they could get divorced if they get divorced their e