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hi Im Brad Rosling thanks for tuning in again today to smart money my mission as a certified financial planner is to help you understand your financial decisions and make better decisions going forward thanks a lot for tuning in today were going to talk today about taxes specifically itemized taxes versus taking the standard deduction you may have heard of itemizing your deductions you may have heard of the standard deduction the rules changed with the 2017 tax law I want to help you understand whether or not you should be itemizing or taking the standard deduction let me explain what it means the standard deduction start there is a one line item where we all get a deduction from our income that we have to pay tax on now prior to the new tax on 2017 if you were filing a single tax return you could take a deduction of $6,000 that was called your standard deduction if youre married filing jointly it was twelve thousand for many people especially those that dont own a home when I was