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[Music] are you wondering if you should I demise your deductions or not lets see if itemizing your deductions makes sense for you when you itemize your deductions on your tax return it reduces your taxable income by the sum of your qualified deductions these include deductions for mortgage interest state and local taxes student loan interest gifts to charity and medical expenses among others if you choose not to itemize your taxable income will be reduced by a fixed amount based on your filing status this fixed amount is called the standard deduction so how do you figure out which one you should do first out of all the deductions that you think you may qualify for if the sum of your deductions is greater than the standard deduction for your filing status then you may want to consider itemizing to do that youll need to complete a Schedule A form along with your 1040 for the schedule a has six categories of expenses number one medical and dental the IRS allows you to deduct qualified