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the owners title insurance policy and why someone would choose to waive it and if you are considering waiving that optional purchase ask yourself these questions and look yourself in the mirror okay so when Tripp came out in 2015 they changed the forms they made well theyd make it but they had on the form of the title insurance was an optional purchase it always has been an optional purchase but they have it out of this other the section called other okay so it kind of looks like maybe its not that important and sometimes people decline to pi2 by the owners title insurance policy because for one they dont necessarily understand what it is theyre purchasing or what the coverages actually are and how it protects them you know theyll little gladly honestly you know theyre paying the homeowners insurance and other types of insurance but when it comes to this they get a lot of questions so if youre gonna weigh the owners policy consider asking yourself this why would you put at risk