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hi everyone this is Paul Cooper with Toto notes and Im bringing you another note nugget in a minute and on this episode were gonna talk about mortgage forbearance and what it means a forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage you will eventually have to pay back the reduction or the pause payments and the most common form is pause payments so you would negotiate if you were the borrower to not pay a certain period of time maybe its three payments and those three payments would be added on to the end of your loan this is gonna have to be agreed to between the borrower and the lender and its pretty flexible they can agree to a lot of different things they can agree to just add the payments onto the end you could agree to not have the interest accrued on it which is very rare usually as a lender youre gonna want that interest it be kind of like deferring your payments if you had any
