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I had a really good question right before the show I want to get with you is a young lady named Shelly Shelly says Carmen can I add debts that I forgot to include in my bankruptcy and I dont know if weve touched on this in a while Im sure weve touched on into the past in some shape or form but this is a fantastic question and its something that we I mean we got two young ladies in our office who work on inputting it sue and Tracy and they bang this into our clients head youve got to get everybody in there at the time you file in other words we pull credit reports on everybody who files bankruptcy because its that important we also get them to give us every shred of paper that they may owe money to a creditor so if you think you owe uncle Uncle Bob a hundred bucks from ten years ago Im still gonna put Uncle Bob in the bankruptcy anybody who you think you owe money to granted now lets say you have an old debt three or four years ago you went to an urgent care and you just forgot