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this is a standard gift letter Id like to show you how its supposed to be completed it is filled out by the gift giver the donor it is not filled out by the mortgage borrower you start out by eius the donor have made a gift of and you fill in the amount of money thats been gifted here and it says its important to note that no repayment is expected or implied either in the form of cash or services its important for them to know that the gift is truly a gift and that it is not a loan the gift is to be applied towards the purchase of the property located at heres where you put the property address thats being purchased by the borrowers the source of funds for the gift is the bank name type of account checking saving if its other maybe youve got somebody whos writing a check to you off of an equity line they have that would be other and you would explain what that is account number relationship to borrower this is usually going to be a family member so parent sibling then its