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I thank you everyone for joining me today today were going to be reviewing a collateral review of a note and now this is not going to be the entire due diligence process this is just some of the insights of you know the note itself so the note and mortgage I should say so if you have questions feel free to comment in the chat at any point in time or putting it in the QA and be happy to answer any questions that people have first a little bit about me as many of you know I am the co-host long Gil Greenberg of the good deeds note investing podcast Im currently managing a portfolio of over 200 active notes and continuing to grow we are still at this point Im in a in buying mode during this time looking forward to stress sellers of assets who are looking for liquidity at this point in time a little bit of background about me you know got a civil engineering degree and wrapping up a masters in finance and I work full-time in real estate for a Washington dc-based developer so thats my