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In this video, Jay, a seasoned professional with over 15 years in the debt collection industry, discusses the essentials of a cease and desist letter. He explains what it is, how to send it, and what to include. The letter serves as a formal request to stop a debt collection agency from contacting you. Jay promises to provide a free template and example at the end of the video. He encourages viewers to comment with their questions to help them navigate debt-related issues. The content is aimed at making viewers informed about their rights and options in debt collection scenarios.