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hello everyone good morning my name is ayanna elhim im going to be your presenter today um just some housekeeping before we get started if you do not have a quote and apply software um as of yet i did put the link in the chat box um all you need to sign up is your email address and your npn number or your license number if you dont know your npn number so we are going to get started all right so quote and apply guys this is what were talking about today quote apply is the first ever multi-carrier agent and or consumer facing the application for life insurance so just to keep it simple we give you the agent a link a landing page a website and it gives you or your clients the ability to run life insurance quotes in seconds and apply in minutes so this is the demo site if you look up here its open apply.io if you ever want to go and just play around with the software this is the site to do it so lets get right into it so your software looks something like this this whole page can be