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- Hi, this is Dan Whitney with the Whitney Law Firm in Townson, Maryland. Today, were going to talk about the issue of credit acceptance corporation and illegal finance charges. So Im an attorney. Ive been an attorney for about over 10 years and part of my practice area is suing car dealerships, of course, and also finance companies. So what has been happening in an increasing manner thats crossing my desk and people are calling about over the past couple of years is the issue of dealers passing on finance charges to customers, despite not being allowed to do so. So let me give you a typical scenario, and this is what you would need to look out for. So if somebody comes into a dealership, or maybe not a dealership, maybe just a used car lot, often with credit acceptance, that is the case, and they want to buy a car. And whatll happen is the dealer will make the decision or come to the determination that the only way that this customers going to get financed is financing through c